Are all your babies off at college or starting careers? Are you starting to consider retirement? Thinking about the next few years can be stressful. Should you move? If so, where should you go? What do you want from your retirement? These are all important questions to ask. As you answer those questions, we’ve created a list of some things to consider when planning your retirement.
Discuss what you want and need from your retirement.
Whether you sit down by yourself or discuss with your spouse, you’ll want to really think about what you want from your retirement. Are you wanting adventure. Do you want to be outside hiking and exploring? Do you want an involved community? Do you want different clubs and activities?
Along with discussing what you want, you should also discuss what you’ll need. Will you need in-home care? If you have a past medical issue, you may want to look into those kinds of doctors in the area. How much do you have in the nest egg?
Decide on some areas you’d like to live. Want to move down the street? Want to move to a new state? Think about where you’d be willing to move and where you’d like to live long-term.
Visit these areas.
Go find these areas and see if you like them. If they make the top of the list, go back at different times of the year. You’ll want to see it during the best and worst times so you can see how you would be able to deal with the weather. Check out the area around the retirement community. Are there other things to do?
You’ll also want to meet people in the community. With extra down time during retirement, you’ll probably spend more time with your neighbors then you ever have before. You want to make sure that you’re moving to a community where you can easily make friends.
You’ll also want to look for medical care and tax rates. Look at the community’s history as well. If the economy were to take a downturn, you don’t want to have to worry.
Look at the different activities and amenities offered at these communities. Do they fit the list you created? Does it meet all (or most of) your wants and needs?
With the average life span increasing, you’ll also want to think longer than just the retirement community. You may get to the point where you can no longer live alone. Will you want to be near family at that point. Does the community have care-takers or an assisted living center?
If your spouse were to pass away before you, would you still want to be in that community.
It may not be the most pleasant thing to think about, but it’s important. Better to think about it now and be prepared, than to have to think about it and make decisions when it happens.
See if Sunland Springs Village is the right community for your retirement!
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